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💼 Official HandToHand Product

Personal Loan

Unsecured Instant Personal Loans at Lowest Interest Rates

Interest Rate
10.49% p.a.
Max Loan Amount
Up to ₹50 Lakhs
Tenure
Up to 7 Years
Disbursal
24 Hours

Apply for Personal Loan

Get pre-approved offers from 100+ partner banks instantly.

✨ Key Product Features

  • ✓No collateral or guarantor required
  • ✓Instant online approval & paperless processing
  • ✓Flexible repayment tenure from 12 to 84 months
  • ✓Special discounted interest rates for salaried employees

📋 Eligibility Criteria

  • •Salaried or Self-Employed Individual
  • •Age between 21 to 60 years
  • •Minimum monthly net income of ₹15,000
  • •CIBIL Credit Score of 650 or higher

📁 Required Documents

  • 📄PAN Card & Aadhaar Card
  • 📄Last 3 months salary slips
  • 📄Last 6 months bank account statement
  • 📄Current address proof

Compare Personal Loan Across 100+ Top Banks

Our AI algorithm matches your profile with the lowest interest rate and highest approval bank programs automatically.

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