🏢 Official HandToHand Product
Business Loan
Collateral-Free MSME & Commercial Business Expansion Funding
Interest Rate
13.50% p.a.
Max Loan Amount
Up to ₹2 Crores
Tenure
Up to 5 Years
Disbursal
48 Hours
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✨ Key Product Features
- ✓Zero collateral needed for up to ₹50 Lakhs
- ✓GST & ITR based quick credit evaluation
- ✓Customized flexible EMI options for seasonal businesses
- ✓High approval rates for established retailers & manufacturers
📋 Eligibility Criteria
- •Business vintage of minimum 2 years
- •Minimum annual turnover of ₹20 Lakhs
- •GST registered business entity
- •Satisfactory bank account transactions
📁 Required Documents
- 📄Business PAN & Registration Certificate
- 📄GST Returns for last 12 months
- 📄Last 2 years audited ITR with computation
- 📄Bank statement for last 12 months
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